Larry's Substack Articles

Substack articles on various topics by Larry Kotlikoff

Getting Divorced Without Going to War -- Economics' Easily Implemented Method
MaxiFi Planner Can Save Your Kids, If Not Your Marriage Read the Article
Mon, 7 Apr, 2025 at 1:29 PM
The Social Security Fairness Act May Mean Big Bucks If You Work(ed) in Non-Covered Employment and Even If You Don't
Ending WEP and GPO means $, $$, or $$$ to millions of retired or retiring state and local workers. It also represents a major incentive to work part career ...
Mon, 6 Jan, 2025 at 1:57 PM
Wall Street Is Getting Roth Conversions Terribly Wrong
Optimal Roth Conversions Are Extremely Non-Linear Making Global Search, Not Rules of Thumb Essential Non-Linearity Is Our World — Physically and Fina...
Wed, 1 Jan, 2025 at 7:48 PM
Boldin's (New Retirement) Roth Conversion and Retirement Advice. Not What Economics Orders
Quick financial planning is not just quick, it’s quick and fill in the blank. There are too many first-order factors involved in decisions — like when and h...
Mon, 16 Dec, 2024 at 11:05 AM
There's Money in Them Thar Roth Conversions
MaxiFi's Roth Conversion Optimizer Is a Must Try. Read the Full Post
Mon, 9 Dec, 2024 at 12:35 PM
Optimal Roth Conversions -- Go Big or Go Home!
MaxiFi Planner's new Roth Conversion Optimizer is uniquely able to precisely calculate lifetime-tax minimizing conversions. Its frequent answer: Convert...
Mon, 9 Dec, 2024 at 12:32 PM
Comparing MaxiFi Planner with New Retirement
The financial industry seems to produce a shiny new planning tool every few months. New Retirement is one of the latest variants. It differs from other conv...
Wed, 14 Aug, 2024 at 10:03 AM
Fidelity's Retirement Planner Versus MaxiFi Planner
This article is highly critical of Wall Street’s conventional financial planning, in general, and Fidelity Investments’ financial planning, in particular. B...
Wed, 14 Aug, 2024 at 10:02 AM
Can AI Improve Your Finances?
Like much of the world, Wall Street is psyched about AI, specifically using its deep learning to help sell “advanced” advice and financial products. Accordi...
Wed, 14 Aug, 2024 at 9:45 AM