Larry's Substack Articles
Substack articles on various topics by Larry Kotlikoff
We all know that starving is far worse than gorging. The former kills you. The latter gives you gas. That’s why few of us choose to go hungry or eat 76 hotd...
Fri, 19 Dec, 2025 at 9:00 AM
The 2006 Pension Protection Act (PPA) allowed lifecycle, aka target-date funds, to serve as a “qualified default investment alternative,” permitting employe...
Thu, 18 Dec, 2025 at 4:25 PM
These are tough times for investors in risky assets. No matter the asset class, there’s a nightmare lurking. As any squirrel will tell you, running out of a...
Thu, 18 Dec, 2025 at 4:22 PM
I've gambled at casinos twice. Each time I left my credit cards in the hotel room and took $100 in cash. This was the maximum I was prepared to lose doi...
Thu, 18 Dec, 2025 at 4:23 PM
JD’s statement suggests that we’ll pay dramatically lower taxes on our 2025 incomes than our 2024 incomes. Sadly, this is not remotely true. Read the ar...
Fri, 29 Aug, 2025 at 11:17 AM
Another Remarkable Finding Based on MaxiFi's Roth Conversion Optimizer Read the article.
Tue, 26 Aug, 2025 at 7:56 PM
Try this out on your fin advisor. If they can't answer these questions, have them run MaxiFi before providing you financial advice. Or, like tens of tho...
Tue, 26 Aug, 2025 at 7:56 PM
Take your best shot at matching the power of economics-based financial planning. Read the article.
Tue, 26 Aug, 2025 at 7:49 PM
MaxiFi Planner's Remarkable New Estate Planning Capacity Read the article.
Tue, 26 Aug, 2025 at 7:50 PM
MaxiFi Planner Can Save Your Kids, If Not Your Marriage Read the Article
Mon, 7 Apr, 2025 at 1:29 PM