Social Security
Typically a person receives a retirement benefit or a spousal/widower benefit. But sometimes a person will receive an annual Social Security benefit reporte...
Sat, 19 Sep, 2020 at 11:25 AM
Our software uses the intermediate assumptions from the latest Social Security Trustees' Report for future real National Average Wage growth and your as...
Fri, 28 Jan, 2022 at 2:47 PM
We do incorporate COLAs into our calculations. However, we present all benefit amounts in today's dollars so you'll have an accurate notion of the v...
Tue, 11 Jan, 2022 at 8:08 AM
The most common example of using a restricted application was when, before the Bipartisan Budget Act of 2015, a spouse would be allowed to file for just the...
Wed, 22 May, 2024 at 8:53 AM
Restricting an application to spousal benefits and delaying one’s retirement benefit is no longer allowed. Because of the Bipartisan Budget Act of 2015, no ...
Wed, 22 May, 2024 at 8:55 AM
Please Note: Filing for and suspending your retirement benefit is not the same as or a part of restricting your application to your spousal benefit only and...
Thu, 18 Jun, 2020 at 2:29 PM
While suspending receipt of a retirement benefit is still allowed under the Bipartisan Budget Act of 2015, the utility of doing so depends on specific birth...
Thu, 18 Jun, 2020 at 2:31 PM
The most common reason you might want to suspend your benefits is to collect delayed retirement credits. If you previously filed for retirement benefits a...
Tue, 28 May, 2024 at 7:49 AM
Prior to 1978 one credit was earned for each quarter in which you had at least $50 covered earnings. Our software only knows about annual earnings, not quar...
Thu, 18 Jun, 2020 at 2:38 PM
In the Social Security Benefits History panel on your details screen, enter only filing dates for benefits you've actually filed for. Your Retirement b...
Wed, 12 Oct, 2022 at 12:07 PM