Retirement Accounts

How do I change when retirement withdrawals start?
If you click on the retirement account area in your profile, you will see a link to open the retirement account settings and assumptions. There you can spec...
Thu, 18 Jun, 2020 at 10:47 AM
Why are there retirement withdrawals before the date I set?
If you see withdrawals that begin before the age you specified for smooth withdrawals, those reflect one of two things: special withdrawals you entered or R...
Thu, 18 Jun, 2020 at 10:48 AM
Do you account for Required Minimum Distributions (RMDs)?
Required Minimum Distributions (RMDs) are calculated for non-Roth accounts and imposed in cases where you indicate that smooth withdrawals should begin late...
Thu, 18 Jun, 2020 at 10:48 AM
Why is there a large negative net addition to my retirement accounts in one year and then no more assets?
A large negative entry under Net Account Additions followed, in subsequent years, by a) no retirement account assets and b) the appearance of annuity income...
Thu, 18 Jun, 2020 at 10:48 AM
How does the program help me use a Roth account?
The first and easiest use of tax-efficient Roth accounts is to indicate to the program whether you want to withdraw from the Roth first or last in the order...
Sun, 11 Jul, 2021 at 1:49 PM
How do I model a Roth conversion?
If you want to create a plan where you convert traditional IRA or 401K assets to a Roth, you can indicate amounts and years for the conversion. Simply go to...
Sun, 11 Jul, 2021 at 1:48 PM
What are "special withdrawals" from retirement accounts and how do they work?
We automatically calculate how much to withdraw from your accounts to maintain your spending level and use all your assets -- these are called "smooth ...
Thu, 29 Apr, 2021 at 4:55 PM
How to Enter a QLAC
A Qualified Longevity Annuity Contract (QLAC) can be represented in MaxiFi in this way:  Let's say you want to invest $100K of your regular IRA in a Q...
Mon, 13 Sep, 2021 at 4:40 PM
How to Set Up a Roth Conversion
See the video and additional information below. Setting up a Roth conversion is pretty simple. Although you do not have to do so in an Alternative Pro...
Wed, 24 Jun, 2020 at 1:59 PM
QCD Qualified Charitable Distributions
QCD support: there is no explicit support for this kind of tax-free withdraw from the qualified funds. You could take withdraws and make corresponding speci...
Mon, 29 Jun, 2020 at 11:20 AM