Qualified Charitable Distributions let you make tax-free contributions from your IRA to a qualified charity. The current limit is $108,000 in 2025 for each individual and it is increased each year for cost-of-living adjustments.
QCDs can satisfy your Required Minimum Distribution (RMD) for the year, although there is no RMD requirement until age 73. You must be 70 1/2 or older to make a QCD.
To enter a QCD, go to your Retirement Accounts area and choose one of the IRAs. QCDs are not allowed from a 401k. Create a Special Withdrawal in the IRA and check the QCD box as shown in the image below. Set up the amount and time periods you want to use for the QCD.
