Learning Center

When the discretionary spending amount jumps up to a higher amount at one or more times during a lifetime, this is often due to what is called a "cash ...

We treat the proceeds from home sales as negative spending on housing. In years you sell homes, your total housing expenditures, and, potentially, your tota...

On the Settings and Assumptions screen for the profile you can specify a bequest amount as well as an amount to cover funeral expenses. Any home equity from...

MaxiFi sets annual discretionary spending amounts to smooth (equalize across years) your household's Per-Adult Living Standard to the extent possible wi...

Given our defaults that 2 can live as cheaply as 1.6 and that it costs 70% of an adult standard of living to give a child an equivalent living standard, the...

The program is designed to show you your level of available annual discretionary spending, which is the dollar amount that you can spend after taxes, housin...

MaxiFi doesn't ask you to create a spending target by creating a budget. You may know how much you spend on gasoline (groceries, lawn care, dining out, ...

If you wish to lower your annual discretionary spending (in effect save more), you can create a bequest (Settings & Assumptions / Estate) and this will ...

Over a lifetime, Total Income is always going to equal Total Spending. We show this balance sheet as the first report shown. Where there are minor differenc...