Basics

How long will this take?
Entering information is very quick and the data your enter is saved as you go. So if there is information you don't have on hand, or you get interrupte...
Thu, 18 Jun, 2020 at 10:04 AM
What will the report look like if I leave names blank?
Names are optional for all adults and children. If you enter them, they will appear on the report, which you may prefer. If you don't enter them, the r...
Thu, 18 Jun, 2020 at 10:12 AM
I add up the yearly numbers but they don't match the lifetime totals. Why?
The total lifetime amounts are the discounted present value of the annual amounts and will always be less than the simple sum of all the undiscounted annual...
Thu, 18 Jun, 2020 at 10:16 AM
Why do you ask about child disability?
We need this information to correctly calculate Social Security benefits for a family with disabled children. A child can claim disabled child insurance ben...
Thu, 18 Jun, 2020 at 10:23 AM
How do I change marital status?
You can change from Married to Partnered and vice versa. If single, you can add an ex or deceased spouse, or remove ex or deceased spouse. At this time we d...
Thu, 18 Jun, 2020 at 10:24 AM
Understanding Present Value
After running a report, the first page of the detailed reports is the Lifetime Balance Sheet. This balance sheet is showing the present value of the source...
Thu, 25 Jun, 2020 at 7:50 AM
Inflation and Rate of Return Data
Technical We base our default Inflation rate and nominal rate of return on the 30-year nominal Treasury bond and the 30-year Treasury Inflation-Protected S...
Fri, 9 Jul, 2021 at 12:37 PM
Why use beginning of the year balances
The MaxiFi plan uses January 1 as the calibration date for your regular asset balances and retirement account balances. The inflation and safe return rates ...
Fri, 26 Mar, 2021 at 6:40 PM
New Year Update
On January 1 of the new year, MaxiFi will display small flags for settings needing your review. This does not always mean that data needs changing, but it m...
Fri, 1 Jan, 2021 at 7:39 AM