In the Upside Investing Setup area, you can optionally enter extra stock investments for retirement accounts in future years if
- you choose a future year to start conversion from stocks to safe assets, and
- you have entered future contributions for at least one of the Retirement Accounts in your profile.
If this is the case, you can specify that a percentage of those contributions (from 1% - 100%) goes toward stock investments. For every year from the current year until the year before you start converting assets, MaxiFi will allocate the specified percentage of contributions to stocks rather than safe assets.
If you don't have any contributions set up, but want to set up extra stock investments for your retirement accounts, you must first return to the profile's data entry area, find the desired retirement account, and add future contributions.
Roth conversions
For Upside, any risky asset balances or future contributions are set as CE [computation engine] inputs and do not change.
We don't have a provision for morphing Roth-converted funds into risky/safe contributions.
If you set your roth account to be, say, 50% invested in risky assets, and then manually specify roth conversions for the next 5 years, that new money arriving in the roth account for the next 5 years the 50% designation is only applied to the money originally in the roth account, and not the added-roth money arriving in subsequent years via the conversions.