Our Upside Investing report is based on two simple assumptions:

  1. You invest in just two assets: stocks and safe assets. 
  2. You spend nothing out of your stock holdings until they have been converted to safe assets.

When setting up the Upside Investing report, therefore, you set a planned Start Year and End Year for MaxiFi to convert any risky assets (stocks) in your retirement accounts to safe assets.

You can optionally enter extra stock investments for future years as a percentage of any future retirement account contributions that are set up in the profile.