Our Upside Investing report is based on two simple assumptions:

  1. You invest in just two assets: stocks and safe assets. 
  2. You spend nothing out of your stock holdings until they have been converted to safe assets.

When setting up the Upside Investing report, therefore, you set a planned Start Year and End Year for MaxiFi to convert any risky assets (stocks) to safe assets.

If you choose a future year to start conversion, you can optionally specify extra stock investments of any dollar amount. For every year from the current year until the year before you start converting assets, MaxiFi will allocate the specified amount to stocks.