<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml">
<url>
  <loc>https://support.maxifi.com/support/home</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>1.0</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/35000021207</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/35000133978</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/35000133979</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/35000138159</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/35000138160</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/35000138164</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/35000139958</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.8</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000031920</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000208704</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000208942</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000208943</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000219981</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000219982</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000219983</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000219984</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000219985</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000219992</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000219993</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000219994</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000219997</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000219999</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000220001</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000220003</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000220005</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000220006</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000220007</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000220008</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000220010</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000220011</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000220013</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000220032</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000224169</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000227632</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000227659</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000227673</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000227676</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000231936</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000233570</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000233866</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000238064</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000239957</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000249008</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000249807</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000252403</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/folders/35000254889</loc>
  <lastmod>2026-11-01T08:00:50+00:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.64</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000095280-how-can-i-purchase-a-life-insurance-plan-that-decreases-every-year-to-match-these-numbers-</loc>
  <lastmod>2020-06-18T09:33:28-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000095281-mortgage-property-tax-homeowners-insurance</loc>
  <lastmod>2024-09-04T12:00:33-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000151021-getting-started</loc>
  <lastmod>2026-01-22T08:20:49-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000151022-setting-up-your-family</loc>
  <lastmod>2020-06-19T16:19:58-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000151023-importing-social-security-history-from-ssa-gov</loc>
  <lastmod>2025-05-05T15:01:29-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000151028-mid-year-and-end-of-year-changes-to-your-plan</loc>
  <lastmod>2025-09-16T07:48:00-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157603-can-others-in-my-financial-planning-office-use-this-software-</loc>
  <lastmod>2020-06-17T17:14:30-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157604-do-you-automatically-renew-my-subscription-</loc>
  <lastmod>2025-01-08T19:16:40-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157613-is-my-data-secure-</loc>
  <lastmod>2020-06-17T17:44:03-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157614-how-do-i-renew-my-subscription-</loc>
  <lastmod>2025-01-08T19:15:36-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157615-can-you-tell-me-a-little-more-about-the-expert-review-</loc>
  <lastmod>2020-06-17T17:50:40-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157616-can-i-use-the-household-version-to-help-my-friends-</loc>
  <lastmod>2020-06-17T17:52:22-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157621-how-does-maxifi-differ-from-my-current-financial-planning-tool-</loc>
  <lastmod>2020-07-02T12:52:19-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157622-is-maxifi-up-to-date-with-the-latest-tax-law-changes-</loc>
  <lastmod>2025-08-25T17:42:24-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157623-can-maxifi-help-me-if-i-m-nowhere-near-retirement-</loc>
  <lastmod>2020-06-17T19:09:31-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157625-can-maxifi-help-me-if-i-m-already-retired-</loc>
  <lastmod>2024-06-07T06:26:57-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157626-does-maxifi-include-investment-or-portfolio-analysis-</loc>
  <lastmod>2023-01-13T15:45:33-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157627-other-financial-planning-tools-are-free-why-should-i-pay-for-maxifi-</loc>
  <lastmod>2020-06-17T19:09:16-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157629-will-your-software-work-on-my-ipad-tablet-phone-or-other-mobile-device-</loc>
  <lastmod>2024-05-23T11:04:57-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157630-what-operating-systems-mac-windows-etc-does-your-software-work-on-</loc>
  <lastmod>2020-06-17T19:47:31-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157632-do-i-need-both-maxifi-and-maximize-my-social-security-</loc>
  <lastmod>2020-06-17T20:12:07-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157693-troubleshooting-login-problems</loc>
  <lastmod>2023-05-10T09:52:39-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157699-how-long-will-this-take-</loc>
  <lastmod>2020-06-18T09:04:16-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157701-what-will-the-report-look-like-if-i-leave-names-blank-</loc>
  <lastmod>2020-06-18T09:12:00-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157703-how-are-inflation-rate-and-nominal-rate-of-return-determined-and-used-in-maxifi-</loc>
  <lastmod>2022-01-23T20:07:52-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157705-i-add-up-the-yearly-numbers-but-they-don-t-match-the-lifetime-totals-why-</loc>
  <lastmod>2020-06-18T09:16:44-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157707-why-does-the-maximum-age-of-life-default-to-100-</loc>
  <lastmod>2024-04-18T06:34:05-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157708-how-do-i-customize-the-report-cover-page-</loc>
  <lastmod>2024-11-16T10:22:41-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157709-why-do-you-ask-about-child-disability-</loc>
  <lastmod>2020-06-18T09:23:47-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157711-how-do-i-change-marital-status-</loc>
  <lastmod>2020-06-18T09:24:36-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157712-how-do-i-know-if-a-pension-is-covered-or-non-covered-</loc>
  <lastmod>2020-06-18T09:31:47-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157713-should-my-military-pension-be-entered-as-a-non-covered-pension-</loc>
  <lastmod>2020-06-18T09:32:08-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157714-why-does-my-pension-amount-decrease-every-year-when-it-should-be-inflation-adjusted-</loc>
  <lastmod>2020-06-18T09:32:25-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157715-what-if-i-don-t-have-access-to-my-deceased-or-divorced-spouse-s-past-covered-earnings-</loc>
  <lastmod>2024-03-04T16:07:32-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157716-how-did-you-come-up-with-the-life-insurance-coverage-amount-</loc>
  <lastmod>2020-07-22T13:10:37-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157717-what-if-i-don-t-see-any-life-insurance-recommendations-</loc>
  <lastmod>2020-06-18T09:34:21-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157718-how-are-medicare-part-b-premiums-calculated-</loc>
  <lastmod>2026-07-09T14:26:17-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157719-how-do-i-enter-long-term-care-ltc-policy-premium-</loc>
  <lastmod>2022-12-16T06:59:25-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157720-why-does-my-annual-discretionary-spending-amount-go-up-i-thought-it-was-supposed-to-be-the-same-ever</loc>
  <lastmod>2020-06-18T09:36:39-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157721-one-year-in-my-plan-has-a-large-negative-number-in-the-total-spending-column-why-</loc>
  <lastmod>2020-06-18T09:36:56-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157722-how-do-i-leave-an-inheritance-for-kids-</loc>
  <lastmod>2020-06-18T09:37:16-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157723-how-are-regular-assets-and-retirement-assets-accounted-for-in-the-reports-</loc>
  <lastmod>2020-06-18T09:38:07-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157724-how-can-i-treat-unrealized-long-term-capital-gains-in-regular-assets-</loc>
  <lastmod>2023-05-04T10:13:42-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157725-what-is-per-adult-living-standard-and-how-is-it-calculated-</loc>
  <lastmod>2020-06-18T09:39:02-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157727-how-are-the-adult-equivalents-for-various-combinations-of-adults-and-children-calculated-</loc>
  <lastmod>2020-06-18T09:40:34-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157728-can-t-i-just-tell-you-the-amount-to-set-for-my-discretionary-spending-</loc>
  <lastmod>2020-06-18T09:41:41-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157729-where-do-you-ask-for-my-monthly-or-annual-budget-items-for-gasoline-dining-out-groceries-etc-</loc>
  <lastmod>2025-11-18T06:44:13-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157730-how-do-i-lower-my-discretionary-spending-</loc>
  <lastmod>2023-03-15T14:43:40-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157731-i-see-years-where-my-spending-exceeds-my-income-how-is-that-possible-</loc>
  <lastmod>2020-06-18T09:43:24-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157732-how-do-you-handle-tax-advantages-of-529-plans-</loc>
  <lastmod>2021-02-10T14:57:42-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157733-how-do-reserve-funds-work-</loc>
  <lastmod>2020-06-18T09:47:08-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157734-how-do-i-change-when-retirement-withdrawals-start-</loc>
  <lastmod>2020-06-18T09:47:52-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157735-why-are-there-retirement-withdrawals-before-the-date-i-set-</loc>
  <lastmod>2023-10-01T14:22:35-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157736-do-you-account-for-required-minimum-distributions-rmds-</loc>
  <lastmod>2021-10-28T05:28:23-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157737-why-is-there-a-large-negative-net-addition-to-my-retirement-accounts-in-one-year-and-then-no-more-ass</loc>
  <lastmod>2020-06-18T09:48:38-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157738-how-does-the-program-help-me-use-a-roth-account-</loc>
  <lastmod>2024-10-14T13:55:04-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157739-how-do-i-model-a-roth-conversion-</loc>
  <lastmod>2024-10-14T13:33:16-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157740-how-do-i-enter-a-health-savings-account-hsa-</loc>
  <lastmod>2026-03-31T08:21:11-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157741-what-are-special-withdrawals-from-retirement-accounts-and-how-do-they-work-</loc>
  <lastmod>2022-12-28T09:45:26-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157742-how-are-inflation-rate-and-safe-rates-of-return-used-in-monte-carlo-risk-analysis-</loc>
  <lastmod>2023-03-10T10:59:34-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157743-how-does-monte-carlo-risk-analysis-work-</loc>
  <lastmod>2023-11-03T10:48:58-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157744-one-year-in-my-plan-has-a-large-negative-number-in-the-housing-column-why-is-that-</loc>
  <lastmod>2020-06-18T09:52:13-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157745-is-my-mortgage-eligible-for-the-higher-pre-tcja-interest-deduction-limit-</loc>
  <lastmod>2020-06-18T09:52:29-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157747-how-do-i-see-the-impact-of-paying-off-a-mortgage-early-</loc>
  <lastmod>2022-01-23T20:09:49-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157748-how-do-i-model-moving-into-a-home-i-now-rent-</loc>
  <lastmod>2023-01-30T09:43:41-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157749-what-are-the-different-types-of-social-security-benefits-</loc>
  <lastmod>2022-06-23T12:18:50-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157750-how-does-the-bipartisan-budget-act-of-2015-affect-me-</loc>
  <lastmod>2020-06-18T10:04:56-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157751-what-are-childhood-disability-benefits-cdb-social-security-disability-benefits-dib-and-supplemen</loc>
  <lastmod>2020-06-18T10:05:24-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157753-for-benefit-amounts-or-estimates-do-you-want-the-gross-benefit-amount-before-deductions-</loc>
  <lastmod>2020-06-18T10:25:30-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157754-what-do-you-mean-by-past-covered-earnings-</loc>
  <lastmod>2020-06-18T10:26:01-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157756-how-to-import-past-covered-earnings</loc>
  <lastmod>2024-01-03T11:08:12-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157758-can-i-use-my-benefit-amount-instead-of-my-actual-past-covered-earnings-history-</loc>
  <lastmod>2021-12-08T00:35:38-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157760-why-can-t-i-use-my-benefit-amount-and-enter-current-or-future-covered-earnings-</loc>
  <lastmod>2020-06-18T10:37:32-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157761-should-i-enter-foreign-income-and-pensions-</loc>
  <lastmod>2020-06-18T10:37:55-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157762-does-the-software-account-for-the-government-pension-offset-and-the-windfall-elimination-provision-</loc>
  <lastmod>2025-10-16T07:42:03-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157763-is-there-any-benefit-to-waiting-beyond-age-70-to-file-for-retirement-benefits-</loc>
  <lastmod>2020-06-18T10:38:42-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157764-why-are-there-benefits-in-both-the-retirement-benefit-and-spousal-or-survivor-column-</loc>
  <lastmod>2020-09-19T10:25:22-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157765-why-does-the-software-s-retirement-benefits-not-match-my-social-security-statement-</loc>
  <lastmod>2022-01-28T13:47:40-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157766-why-don-t-i-see-increases-in-my-yearly-social-security-benefits-due-to-colas-</loc>
  <lastmod>2022-01-11T07:08:15-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157768-what-is-a-restricted-application-</loc>
  <lastmod>2024-05-22T07:53:48-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157769-how-do-i-model-a-restricted-application-</loc>
  <lastmod>2024-05-22T07:55:15-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157780-lifetime-balance-sheet</loc>
  <lastmod>2022-06-17T14:36:57-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157781-what-is-the-maxifi-comfort-index-</loc>
  <lastmod>2024-04-09T14:56:59-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157784-how-do-i-ensure-i-ll-actually-file-as-intended-</loc>
  <lastmod>2020-06-18T13:28:33-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157785-how-do-i-model-filing-and-suspending-</loc>
  <lastmod>2020-06-18T13:29:17-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157786-do-you-account-for-lost-earnings-on-investments-i-sell-to-allow-me-to-delay-filing-for-benefits-</loc>
  <lastmod>2020-06-18T13:29:44-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157787-can-i-really-suspend-retirement-benefits-</loc>
  <lastmod>2020-06-18T13:31:17-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157788-how-do-i-apply-for-social-security-benefits-</loc>
  <lastmod>2020-06-18T13:32:02-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157789-can-the-software-s-estimates-match-anypia-s-estimates-if-i-m-under-age-62-</loc>
  <lastmod>2020-06-18T13:32:38-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157790-why-does-the-software-show-one-spouse-claiming-before-their-fra-and-suspending-soon-after-</loc>
  <lastmod>2024-05-24T15:41:27-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157791-can-i-collect-early-spousal-and-delay-my-retirement-benefit-until-70-</loc>
  <lastmod>2020-06-18T13:33:23-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157793-what-is-the-grace-year-and-the-monthly-earnings-test-</loc>
  <lastmod>2020-06-18T13:34:20-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157794-why-is-the-earnings-test-applied-in-my-grace-year-</loc>
  <lastmod>2020-06-18T13:34:45-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157795-do-you-provide-break-even-analysis-</loc>
  <lastmod>2020-06-18T13:35:03-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157796-why-does-the-software-show-benefits-in-today-s-dollars-rather-than-future-dollars-</loc>
  <lastmod>2020-07-06T11:15:23-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157797-why-does-a-what-if-date-you-provide-say-i-m-a-year-older-than-my-actual-age-</loc>
  <lastmod>2020-06-18T13:36:41-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157798-can-i-enter-different-what-if-scenarios-in-order-to-compare-the-results-</loc>
  <lastmod>2020-06-18T13:37:07-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157799-what-is-filing-and-suspending-</loc>
  <lastmod>2024-05-28T06:49:54-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157800-why-does-the-software-calculate-retirement-benefits-when-i-don-t-have-enough-social-security-credits-</loc>
  <lastmod>2020-06-18T13:38:34-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157801-how-do-contingency-settings-affect-my-plan-</loc>
  <lastmod>2020-06-18T13:39:21-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157802-how-do-contingency-settings-work-for-retirement-age-</loc>
  <lastmod>2020-06-18T13:39:53-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157803-how-do-contingency-settings-work-for-retirement-account-contributions-</loc>
  <lastmod>2020-06-18T13:40:20-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157804-how-do-contingency-settings-work-for-future-earnings-</loc>
  <lastmod>2020-06-18T13:40:58-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157805-how-do-contingency-settings-work-for-special-expenses-and-receipts-</loc>
  <lastmod>2020-06-18T13:41:25-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157806-how-do-contingency-settings-work-for-housing-</loc>
  <lastmod>2026-03-20T06:12:46-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157897-running-your-plan</loc>
  <lastmod>2020-06-19T17:22:32-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157898-understanding-your-report</loc>
  <lastmod>2021-04-22T07:43:17-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157900-regular-asset-saving-plan-report</loc>
  <lastmod>2025-02-02T07:06:02-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157901-updating-your-data-and-rerunning-your-base-plan</loc>
  <lastmod>2020-06-19T17:55:23-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157902-maximizing-your-plan</loc>
  <lastmod>2026-01-29T08:22:21-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157904-alternative-profiles-and-comparison-reports</loc>
  <lastmod>2022-11-29T19:50:32-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157905-special-data-fields</loc>
  <lastmod>2020-06-19T19:26:13-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157906-special-expenses-and-receipts</loc>
  <lastmod>2025-04-03T12:10:17-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157907-medicare-b</loc>
  <lastmod>2026-10-15T06:56:19-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157908-rates-of-return</loc>
  <lastmod>2020-06-19T20:26:27-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157909-why-be-cautious-two-approaches-and-two-purposes-to-planning</loc>
  <lastmod>2026-10-29T09:08:49-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157911-smoothing-living-standard-consumption</loc>
  <lastmod>2023-05-15T09:25:44-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157912-discretionary-spending</loc>
  <lastmod>2022-12-08T18:20:26-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157913-cash-constraint</loc>
  <lastmod>2023-10-27T10:18:47-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157925-living-standard-vs-discretionary-spending</loc>
  <lastmod>2020-06-21T07:11:55-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157926-per-adult-living-standard-math</loc>
  <lastmod>2023-01-16T08:34:37-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157927-capital-gains-and-qualified-dividends</loc>
  <lastmod>2025-11-29T07:30:35-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157928-understanding-the-tax-detail-report</loc>
  <lastmod>2025-10-11T14:23:21-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157930-contingency-planning</loc>
  <lastmod>2023-05-04T10:05:49-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157932-end-of-year</loc>
  <lastmod>2025-11-24T16:45:35-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157933-exploring-sequence-of-return-risk</loc>
  <lastmod>2020-06-21T09:40:45-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157934-first-year-accounting-for-assets</loc>
  <lastmod>2020-09-11T04:14:18-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157937-roth-conversions</loc>
  <lastmod>2024-05-16T12:31:57-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157939-finding-help</loc>
  <lastmod>2023-05-04T10:18:37-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157940-alternative-profiles</loc>
  <lastmod>2022-11-29T19:49:55-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157941-reading-reports</loc>
  <lastmod>2025-06-04T15:22:18-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157943-living-standard-monte-carlo-reports</loc>
  <lastmod>2024-02-14T08:47:49-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157944-understanding-cash-constraint</loc>
  <lastmod>2020-09-23T15:48:40-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157945-maxifi-walkthrough</loc>
  <lastmod>2020-09-12T13:30:42-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000157991-interest-only-mortgage</loc>
  <lastmod>2023-05-15T09:11:11-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158281-understanding-today-s-vs-nominal-dollars</loc>
  <lastmod>2024-08-08T10:06:18-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158293-inheriting-or-purchasing-real-estate</loc>
  <lastmod>2020-06-24T11:39:26-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158297-how-to-adjust-or-disable-life-insurance</loc>
  <lastmod>2020-06-24T12:53:03-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158298-how-to-enter-a-qlac</loc>
  <lastmod>2025-08-27T09:39:32-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158300-how-to-set-up-a-roth-conversion</loc>
  <lastmod>2024-07-02T19:46:37-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158340-understanding-present-value</loc>
  <lastmod>2025-05-20T15:42:09-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158341-cares-act</loc>
  <lastmod>2020-06-25T06:53:46-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158342-depreciation-on-real-estate-and-land</loc>
  <lastmod>2023-05-03T12:07:07-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158349-mortgage-early-payoff-and-extra-payments</loc>
  <lastmod>2022-03-29T13:31:10-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158351-pension-rollover-vs-lump-sum</loc>
  <lastmod>2021-03-21T15:18:36-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158354-contribute-to-a-taxable-account</loc>
  <lastmod>2025-04-28T12:13:09-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158356-using-social-security-maximization</loc>
  <lastmod>2025-01-23T12:38:45-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158358-reserve-funds</loc>
  <lastmod>2021-04-22T07:41:55-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158359-budget-tracker</loc>
  <lastmod>2025-02-01T13:54:56-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158519-qcd-qualified-charitable-distributions</loc>
  <lastmod>2026-03-19T06:25:21-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000158559--tcja-tax-cut-jobs-act-what-is-deduction-after-2025-</loc>
  <lastmod>2023-05-04T10:43:03-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000159069-inflation-and-rate-of-return-data</loc>
  <lastmod>2026-07-12T07:37:45-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000159110-maximum-indebtedness</loc>
  <lastmod>2022-12-11T15:08:05-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000159113-loan-repayment-credit-card-school-loans-etc-</loc>
  <lastmod>2020-07-06T09:07:08-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000159978-spending-behavior-in-monte-carlo</loc>
  <lastmod>2024-03-26T15:18:53-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000160260-529-account-setup</loc>
  <lastmod>2025-07-09T16:35:38-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000161688-setting-up-monte-carlo</loc>
  <lastmod>2020-08-01T16:30:03-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000162897-municipal-bonds</loc>
  <lastmod>2020-08-15T08:05:42-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000162898-capital-gains-percentage</loc>
  <lastmod>2021-11-13T07:41:19-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000162942-creating-custom-monte-carlo-assets-and-managing-strategies</loc>
  <lastmod>2020-08-17T08:42:41-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000163270-future-housing-changes</loc>
  <lastmod>2023-02-07T07:52:14-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000164338-why-use-beginning-of-the-year-balances</loc>
  <lastmod>2021-03-26T17:40:31-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000164970-tax-credit</loc>
  <lastmod>2020-09-07T08:21:43-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000165103-the-retirement-date</loc>
  <lastmod>2023-05-06T08:31:32-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000169703-entering-current-future-earnings</loc>
  <lastmod>2026-03-31T08:18:41-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000170837-user-manual-and-support-home</loc>
  <lastmod>2020-12-14T11:20:25-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000170996-how-special-expenses-can-change-insurance-needs</loc>
  <lastmod>2020-12-16T13:09:31-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000171521-maxifi-new-year-update-guide</loc>
  <lastmod>2025-12-18T16:21:10-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000172799-employer-roth-401-k-</loc>
  <lastmod>2021-01-20T07:08:17-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000172816-moving-into-your-vacation-home</loc>
  <lastmod>2021-01-20T10:00:57-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000173329-modeling-term-life-insurance-in-survivor-reports</loc>
  <lastmod>2021-01-27T06:34:23-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000173674-what-if-i-m-past-my-full-retirement-age-fra-but-the-software-is-asking-for-my-estimated-retirement-</loc>
  <lastmod>2021-08-23T15:48:54-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000175026-monte-carlo-trajectories-ranges-spending-behavior-an-introduction</loc>
  <lastmod>2021-02-19T19:49:50-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000175830-dividends-and-distributions-percentage</loc>
  <lastmod>2025-11-18T06:16:48-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000178242-reverse-mortgage</loc>
  <lastmod>2023-11-04T09:08:51-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000180244-import-social-security-earnings-copy-and-paste</loc>
  <lastmod>2021-05-25T08:07:12-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000180246-import-social-security-earnings-csv</loc>
  <lastmod>2023-10-26T04:59:36-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000180348-export-covered-earnings-history</loc>
  <lastmod>2024-12-16T12:17:33-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000181357-set-up-an-organization</loc>
  <lastmod>2023-01-30T15:34:46-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000181381-organizations-and-family-sharing-overview</loc>
  <lastmod>2024-03-08T08:59:56-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000181382-invite-members-to-join-an-organization</loc>
  <lastmod>2023-01-30T15:43:53-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000181397-remove-a-member-from-your-organization</loc>
  <lastmod>2023-01-30T15:43:28-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000181399-change-access-level-for-members-of-an-organization</loc>
  <lastmod>2023-01-30T15:43:14-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000181400-change-ownership-of-a-family</loc>
  <lastmod>2024-03-08T08:25:49-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000181401-changing-sharing-settings-for-a-family</loc>
  <lastmod>2023-01-30T15:46:53-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000186198-how-to-handle-after-tax-ira-contributions</loc>
  <lastmod>2021-09-11T08:37:14-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000189429-rmd-vs-smooth-withdrawals</loc>
  <lastmod>2025-11-27T13:06:22-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000189430-what-is-fixed-spending-</loc>
  <lastmod>2026-09-09T14:52:01-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000190512-how-do-i-find-my-age-70-benefit-estimate-amount-</loc>
  <lastmod>2021-12-05T08:22:39-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000190513-import-your-social-security-earnings-xml</loc>
  <lastmod>2025-12-08T11:25:52-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000191839-capital-gains-exclusionon-home-sale</loc>
  <lastmod>2021-12-10T08:32:45-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000193341-pass-thru-deductions</loc>
  <lastmod>2022-01-23T06:22:08-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197484-today-s-dollars</loc>
  <lastmod>2026-05-24T05:20:22-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197485-nominal-dollars</loc>
  <lastmod>2022-03-28T15:30:55-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197486-lifetime-present-value</loc>
  <lastmod>2022-03-28T15:32:07-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197488-non-covered-pensions</loc>
  <lastmod>2022-03-28T15:33:08-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197489-non-covered-earnings</loc>
  <lastmod>2022-03-28T15:33:57-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197490-covered-earnings</loc>
  <lastmod>2022-03-28T15:34:43-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197491-retirement-benefits</loc>
  <lastmod>2022-03-28T15:37:39-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197492-spousal-benefits</loc>
  <lastmod>2022-03-28T15:39:04-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197493-widow-er-s-benefits</loc>
  <lastmod>2022-03-28T15:39:55-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197494-disability-benefits</loc>
  <lastmod>2022-03-28T15:41:36-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197495-child-s-benefits</loc>
  <lastmod>2022-03-28T15:42:22-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197514-earnings-test</loc>
  <lastmod>2022-03-29T06:58:51-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197515-earnings-deduction</loc>
  <lastmod>2022-03-29T06:59:44-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197516-term-life-insurance</loc>
  <lastmod>2023-05-15T08:48:20-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197519-regular-assets</loc>
  <lastmod>2022-03-29T07:04:09-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197520-non-asset-income</loc>
  <lastmod>2022-03-29T07:04:50-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197521-regular-asset-interest</loc>
  <lastmod>2022-03-29T07:05:36-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197522-total-income</loc>
  <lastmod>2022-03-29T07:07:55-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197523-smooth-withdrawals</loc>
  <lastmod>2026-01-12T08:31:52-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197524-retirement-asset-interest</loc>
  <lastmod>2022-03-29T07:09:38-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197525-annuity-income</loc>
  <lastmod>2022-03-29T07:10:14-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197526-housing-equity</loc>
  <lastmod>2023-05-15T09:29:18-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197527-discretionary-spending</loc>
  <lastmod>2022-03-29T07:11:30-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197528-fixed-spending</loc>
  <lastmod>2026-09-10T10:25:50-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197529-per-adult-living-standard</loc>
  <lastmod>2023-05-15T09:01:50-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197530-saving-dissaving</loc>
  <lastmod>2022-03-29T07:14:03-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197531-fica-taxes</loc>
  <lastmod>2022-03-29T07:16:55-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197532-bequest</loc>
  <lastmod>2022-05-17T16:29:21-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197533-total-spending</loc>
  <lastmod>2022-03-29T07:17:42-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197647-welcome-help-example</loc>
  <lastmod>2023-05-15T08:57:15-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197651-annuity-growth-rate</loc>
  <lastmod>2022-03-30T17:43:43-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197652-maximization-option-maximize-social-security-benefits</loc>
  <lastmod>2022-03-30T17:54:59-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197653-maximization-option-retirement-account-withdrawal-start-year</loc>
  <lastmod>2025-09-02T07:23:22-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197654-maximization-option-order-of-withdrawal-from-roth-accounts</loc>
  <lastmod>2024-10-14T13:39:04-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197656-maximization-option-annual-spending-reduction-limit</loc>
  <lastmod>2023-11-29T07:16:04-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197657-display-all-charts-at-same-scale-setting</loc>
  <lastmod>2022-03-30T17:59:53-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197658-regular-assets-asset-type</loc>
  <lastmod>2022-03-30T18:03:48-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197660-why-do-you-need-a-full-earnings-history-</loc>
  <lastmod>2025-11-18T06:28:08-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197661-what-earnings-are-covered-by-social-security-</loc>
  <lastmod>2022-03-30T18:20:13-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197663-non-covered-pensions-and-retirement-accounts</loc>
  <lastmod>2025-01-23T12:34:10-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197664-last-year-of-earnings</loc>
  <lastmod>2022-03-30T18:32:33-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197690-manage-assets-and-investment-strategies</loc>
  <lastmod>2022-03-31T08:15:07-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197709-is-work-exempt-from-gpo-</loc>
  <lastmod>2022-03-31T09:10:24-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197710-pension-percent-inflation-indexing</loc>
  <lastmod>2022-03-31T09:11:46-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197711-pensions</loc>
  <lastmod>2022-03-31T09:13:59-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197712-growth-rate</loc>
  <lastmod>2022-03-31T09:16:06-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197713-annual-increase</loc>
  <lastmod>2022-03-31T09:17:57-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197714-interval</loc>
  <lastmod>2025-06-17T10:10:32-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197715-unrealized-capital-gains</loc>
  <lastmod>2022-03-31T09:24:17-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197716-federal-tax-policy</loc>
  <lastmod>2025-08-26T11:10:45-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197717-change-in-survivors-living-standard</loc>
  <lastmod>2022-03-31T09:30:43-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197718-funeral-expenses</loc>
  <lastmod>2022-03-31T09:31:47-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197719-annual-living-standard-index</loc>
  <lastmod>2022-03-31T09:33:07-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000197741-what-if-planned-benefit-filing-dates</loc>
  <lastmod>2022-03-31T12:35:52-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000198755-earnings-for-multiple-work-years-on-social-security-statement</loc>
  <lastmod>2025-07-18T08:51:18-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000199351-upside-investing</loc>
  <lastmod>2022-06-19T07:46:46-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000199352-upside-investing-setup-risky-regular-assets</loc>
  <lastmod>2022-06-19T07:47:02-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000199400-upside-investing-setup-conversion-to-safe-assets-for-regular-assets</loc>
  <lastmod>2022-06-19T07:47:15-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000199401-upside-investing-setup-conversion-to-safe-assets-for-retirement-accounts</loc>
  <lastmod>2022-06-19T07:47:27-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000199402-upside-investing-setup-risky-retirement-account-assets</loc>
  <lastmod>2022-06-19T07:47:40-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000199407-upside-investing-setup-extra-stock-investments-for-retirement-accounts</loc>
  <lastmod>2026-08-07T11:51:02-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000199539-why-are-my-upside-investing-floor-details-different-from-my-base-plan</loc>
  <lastmod>2022-06-19T07:48:02-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000201357-upside-investing-setup-extra-stock-investments-for-regular-assets</loc>
  <lastmod>2022-06-19T07:48:13-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000203564-upside-investing-setting-up-a-tips-ladder</loc>
  <lastmod>2026-05-31T06:55:22-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000204458-comparing-lifetime-values-in-profiles-with-different-interest-rates</loc>
  <lastmod>2023-01-15T09:44:08-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000209908-how-do-i-enter-retirement-benefit-and-spousal-benefit-filing-dates-</loc>
  <lastmod>2025-06-23T13:42:32-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000212659-military-pension</loc>
  <lastmod>2022-11-27T07:49:18-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000214700-why-are-future-ss-benefits-in-maxifi-greater-than-the-current-year-max</loc>
  <lastmod>2023-01-15T16:52:34-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000219872-housing-screen</loc>
  <lastmod>2023-04-27T08:37:45-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000219877-expected-earnings-screen</loc>
  <lastmod>2026-09-04T06:57:49-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000219888-pension-screen</loc>
  <lastmod>2025-10-16T07:46:11-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000219889-annuities-screen</loc>
  <lastmod>2025-10-27T10:10:23-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000219900-social-security-record-screen</loc>
  <lastmod>2026-09-04T08:03:59-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000219901-special-receipts-screen</loc>
  <lastmod>2025-06-17T10:07:39-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000219973-setting-up-a-qualified-annuity-as-an-alternative-profile</loc>
  <lastmod>2023-04-24T15:14:15-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000220170-special-expenses-screen</loc>
  <lastmod>2026-06-21T06:45:49-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000220172-retirement-accounts-screen</loc>
  <lastmod>2023-05-17T07:56:36-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000220184-regular-assets-screen</loc>
  <lastmod>2023-04-27T13:58:23-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000220257-529-accounts-screen</loc>
  <lastmod>2023-04-29T07:22:44-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000220261-real-estate-screen</loc>
  <lastmod>2023-04-29T08:14:19-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000220262-children-screen</loc>
  <lastmod>2023-04-29T08:25:36-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000220591-financial-info-overview</loc>
  <lastmod>2026-09-04T06:46:26-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000221880-ex-spouse-s-social-security-record-screen</loc>
  <lastmod>2023-06-06T14:59:59-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000222070-deceased-spouse-social-security-record-screen</loc>
  <lastmod>2023-06-06T15:00:15-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000223977-when-can-i-use-a-social-security-benefit-amount-or-estimate-and-still-get-accurate-results-</loc>
  <lastmod>2025-01-23T12:36:15-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000226135-sample-married-family</loc>
  <lastmod>2025-05-13T07:02:31-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000226546-sample-single-family</loc>
  <lastmod>2025-03-16T13:52:27-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000227724-reading-sample-married-family-move-to-new-state</loc>
  <lastmod>2024-04-21T07:16:17-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000228847-reading-sample-married-family-maximize-the-base</loc>
  <lastmod>2023-10-04T09:50:21-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000228848-reading-base-plan-maximized-fix-constraint</loc>
  <lastmod>2023-10-04T09:56:43-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000228851-reading-sample-plan-future-special-expenses</loc>
  <lastmod>2023-10-04T09:57:05-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000228860-reading-sample-family-roth-conversion</loc>
  <lastmod>2023-10-04T09:57:35-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000228861-reading-sample-married-plan-inheritance</loc>
  <lastmod>2023-10-04T09:58:45-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000228862-reading-sample-married-wait-until-70-to-retire</loc>
  <lastmod>2023-10-04T09:58:59-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000229754-inherited-ira</loc>
  <lastmod>2023-12-15T12:36:33-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000231545-using-quicken-to-track-discretionary-spending</loc>
  <lastmod>2023-11-05T15:00:08-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000232821-alternative-profiles-and-changing-inflation-rate</loc>
  <lastmod>2023-11-29T06:59:35-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000234263-inherited-ira-rmd</loc>
  <lastmod>2023-12-09T15:59:56-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000235943-switching-from-married-to-single-death-or-divorce-</loc>
  <lastmod>2024-01-04T08:36:09-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000236051-child-benefits-eligible-from</loc>
  <lastmod>2024-02-16T10:40:02-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000237424-net-investment-income-tax</loc>
  <lastmod>2024-01-25T10:08:20-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000238276-full-risk-investing-setup</loc>
  <lastmod>2024-03-08T10:08:54-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000238469-using-alternative-profiles-with-monte-carlo</loc>
  <lastmod>2024-02-15T08:32:30-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000239634-how-to-change-investment-strategies-and-spending-behavior-assumption</loc>
  <lastmod>2024-02-26T11:50:27-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000239841-discretionary-spending-trajectories</loc>
  <lastmod>2024-02-26T12:10:31-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000240608-trajectories</loc>
  <lastmod>2026-05-04T12:40:47-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000242217-why-are-deductions-and-exemptions-on-the-federal-tax-detail-screen-decreasing-</loc>
  <lastmod>2024-03-25T18:50:13-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000244940-maximization-option-optimize-roth-conversions</loc>
  <lastmod>2026-01-31T08:15:43-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000245755-how-to-see-the-impact-of-a-cut-in-social-security-benefits</loc>
  <lastmod>2024-05-08T15:40:35-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000253290-maxifi-s-full-risk-investing-lets-you-see-the-good-bad-and-ugly-from-risky-investing</loc>
  <lastmod>2024-07-10T08:21:58-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000253292-finding-the-holy-grail-for-investors-maxifi-planner-s-upside-investing</loc>
  <lastmod>2024-08-14T08:54:16-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000253293-rescuing-your-retirement-with-larry</loc>
  <lastmod>2024-07-10T08:26:23-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000255878-can-ai-improve-your-finances-</loc>
  <lastmod>2024-08-14T08:45:40-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000255884-fidelity-s-retirement-planner-versus-maxifi-planner</loc>
  <lastmod>2024-08-14T09:02:07-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000255885-comparing-maxifi-planner-with-new-retirement</loc>
  <lastmod>2024-08-14T09:03:21-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000255886-a-new-study-confirms-conventional-financial-planning-is-worse-than-we-think</loc>
  <lastmod>2024-08-14T09:04:40-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000257779-employee-contributions-to-a-defined-pension-plan</loc>
  <lastmod>2024-09-05T08:46:57-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000257801-how-much-life-insurance-do-i-really-need-</loc>
  <lastmod>2024-09-05T13:01:47-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000267522-roth-conversion-optimizer</loc>
  <lastmod>2025-02-13T18:00:16-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000269569-reactivate-subscription</loc>
  <lastmod>2025-01-08T19:14:10-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000269670-larry-and-jay-abolofia-demo-maxifi-s-roth-conversion-optimizer</loc>
  <lastmod>2024-12-09T11:33:57-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000269673-optimal-roth-conversions-go-big-or-go-home-</loc>
  <lastmod>2024-12-09T11:32:57-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000269674-there-s-money-in-them-thar-roth-conversions</loc>
  <lastmod>2024-12-09T11:35:51-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000270620-boldin-s-new-retirement-roth-conversion-and-retirement-advice-not-what-economics-orders</loc>
  <lastmod>2024-12-16T10:05:14-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000271288-eligible-accounts-for-roth-conversion</loc>
  <lastmod>2024-12-22T11:35:49-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000272476-wall-street-is-getting-roth-conversions-terribly-wrong</loc>
  <lastmod>2025-01-01T18:48:55-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000272882-how-to-reset-your-password</loc>
  <lastmod>2026-01-30T07:52:44-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000273033-in-depth-conversation-with-wade-pfau-on-retirement-planning</loc>
  <lastmod>2025-01-06T12:59:07-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000273295-how-do-i-cancel-my-subscription-</loc>
  <lastmod>2025-01-08T19:13:32-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000276346-roth-conversion-optimizer</loc>
  <lastmod>2025-05-02T10:56:26-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000276420-how-to-troubleshoot-your-plan-is-unaffordable-errors</loc>
  <lastmod>2025-02-03T10:42:09-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000277169-maximization-option-roth-conversion-years</loc>
  <lastmod>2025-02-10T13:41:54-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000277172-maximization-option-optimize-retirement-account-withdrawals</loc>
  <lastmod>2025-02-10T14:24:50-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000277543-settings-that-impact-roth-conversion-optimization</loc>
  <lastmod>2025-08-26T08:28:41-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000277698-getting-started-video-series</loc>
  <lastmod>2025-02-16T16:39:10-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000279925-sample-family-overview</loc>
  <lastmod>2025-03-16T13:56:51-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000279926-sample-john-samuels-roth-conversion-optimizer-</loc>
  <lastmod>2025-03-16T13:56:19-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000281238-health-savings-account-screen-hsa-</loc>
  <lastmod>2025-08-20T13:27:32-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000281961-kevin-esler-is-back-with-an-improved-version-of-tipsladder-com</loc>
  <lastmod>2025-04-07T12:27:25-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000281962-getting-divorced-without-going-to-war-economics-easily-implemented-method</loc>
  <lastmod>2025-04-07T12:29:42-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000285447-managing-your-subscription</loc>
  <lastmod>2025-06-20T12:12:05-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000286295-managing-your-mmss-subscription</loc>
  <lastmod>2026-01-30T11:35:48-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000286369-maxifi-referral-program</loc>
  <lastmod>2025-06-18T08:36:42-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000286450-using-maxifi-to-do-estate-planning</loc>
  <lastmod>2025-06-06T09:10:39-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000286865-today-s-dollars-vs-nominal-dollars</loc>
  <lastmod>2025-06-12T09:41:59-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000287583-annuity-net-cost</loc>
  <lastmod>2025-06-20T10:46:06-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000287584-annuity-certain-years</loc>
  <lastmod>2025-07-03T07:59:54-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000287585-annuity-source-of-funds</loc>
  <lastmod>2025-06-20T10:51:41-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000287586-re-subscribe-to-maxifi</loc>
  <lastmod>2025-06-20T11:06:36-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000287587-cancelling-your-maxifi-subscription</loc>
  <lastmod>2026-01-30T08:21:35-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000287590-how-to-remove-a-cancellation</loc>
  <lastmod>2025-06-20T11:43:35-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000287593-upgrading-from-maxifi-standard-to-maxifi-premium</loc>
  <lastmod>2025-06-20T12:11:10-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000288549-no-covered-earnings-for-past-years</loc>
  <lastmod>2025-07-02T14:56:25-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000288952-donor-advised-funds-dafs-</loc>
  <lastmod>2025-07-08T14:27:53-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000289066-spending-cap</loc>
  <lastmod>2025-07-09T16:08:50-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000289067-percent-of-assets-to-spend</loc>
  <lastmod>2025-11-24T07:52:50-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000292615-rich-or-poor-you-can-now-do-estate-planning-right</loc>
  <lastmod>2025-08-26T18:50:26-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000292616-the-maxifi-puzzler-5-16-25</loc>
  <lastmod>2025-08-26T18:49:55-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000292617-the-maxifi-puzzler-6-15-25</loc>
  <lastmod>2025-08-26T18:56:06-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000292618-can-tapping-your-ira-to-cover-taxes-on-roth-conversions-make-sense-yes-</loc>
  <lastmod>2025-08-26T18:56:53-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000292619-former-airforce-pilots-mark-and-kara-brandt-talk-landing-their-finances-with-maxifi</loc>
  <lastmod>2025-08-26T19:01:38-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000292761-spousal-entry-not-needed</loc>
  <lastmod>2025-08-29T07:51:54-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000292770-maxifi-is-fully-updated-to-the-new-tax-law</loc>
  <lastmod>2025-08-29T10:17:04-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000293635-marginal-and-effective-tax-rates</loc>
  <lastmod>2025-09-11T08:07:13-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000304602-upside-investing-invest-at-risk-without-risking-your-base-living-standard</loc>
  <lastmod>2025-12-18T15:23:37-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000304603-this-is-not-your-grandfather-s-investment-advice</loc>
  <lastmod>2025-12-18T15:22:25-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000304604-are-life-cycle-funds-too-risky-and-expensive-</loc>
  <lastmod>2025-12-18T15:25:49-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000304616-how-to-invest-let-economics-not-wall-street-be-your-guide</loc>
  <lastmod>2025-12-19T08:00:46-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000304617-another-awful-wsj-personal-finance-article-this-one-on-tips</loc>
  <lastmod>2025-12-19T08:05:53-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000304618-are-ai-valuations-a-huge-bubble-</loc>
  <lastmod>2025-12-19T08:09:22-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000304619-the-maxifi-puzzler-11-1-25</loc>
  <lastmod>2025-12-19T08:10:31-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000304620-is-wall-street-meeting-the-sec-s-rule-reg-bi-to-act-in-the-retail-investor-s-best-interest-</loc>
  <lastmod>2025-12-19T08:12:31-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000304621-why-delaying-your-social-security-benefits-almost-always-makes-total-sense</loc>
  <lastmod>2025-12-19T08:15:38-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000304622-the-cost-of-charitable-giving-via-qcds-may-be-much-lower-than-you-think</loc>
  <lastmod>2025-12-19T08:18:49-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000306096-quick-start-guide-roth-conversion-optimizer</loc>
  <lastmod>2026-02-12T13:26:17-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000306637-how-to-model-future-long-term-care-expenses-in-maxifi</loc>
  <lastmod>2026-01-22T13:56:22-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000306947-understanding-income-from-regular-assets-apart-from-munis-</loc>
  <lastmod>2026-02-17T08:06:16-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000307746-maximization-option-roth-conversion-optimization-strategies</loc>
  <lastmod>2026-02-09T19:20:40-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000308142-from-settings-to-yag-how-regular-asset-taxes-are-calculated</loc>
  <lastmod>2026-02-18T09:02:12-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000308267-are-you-investing-solely-to-lose-money-</loc>
  <lastmod>2026-02-18T10:20:45-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000308268-are-you-budgeting-to-the-wrong-budget-</loc>
  <lastmod>2026-02-18T10:20:17-06:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000315459-why-ai-can-t-get-real-financial-planning-right</loc>
  <lastmod>2026-03-25T21:19:56-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000315460-genuine-versus-artificial-intelligence</loc>
  <lastmod>2026-03-25T21:19:25-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000317515-economics-based-financial-planning-larry-kotlikoff-s-presentation-to-wade-pfau-s-retirement-income</loc>
  <lastmod>2026-04-28T07:19:57-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000317517-beware-of-ai-s-social-security-advice-</loc>
  <lastmod>2026-04-28T07:24:13-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000317518-let-maxifi-raise-your-estate-for-free-</loc>
  <lastmod>2026-04-28T07:27:36-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000318608-use-maxifi-planner-to-produce-an-actual-retirement-smile-not-a-bad-guess-or-a-grimace</loc>
  <lastmod>2026-05-18T14:03:27-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000319839-quick-start-guide-maxifi-settings-assumptions</loc>
  <lastmod>2026-06-29T12:13:13-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000320321-how-should-i-model-a-bond-or-tips-ladder-in-maxifi-</loc>
  <lastmod>2026-07-28T10:24:24-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000320323-why-doesn-t-maxifi-track-individual-bond-or-tips-maturities-</loc>
  <lastmod>2026-07-28T10:24:24-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000320325-should-i-change-maxifi-s-safe-rate-of-return-if-i-own-a-tips-ladder-</loc>
  <lastmod>2026-07-28T10:24:24-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321077-want-to-get-life-insurance-wrong-ask-ai-</loc>
  <lastmod>2026-07-27T08:57:51-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321078-roth-conversions-based-on-wall-st-s-ai-s-rules-of-dumb-can-lose-you-a-bundle</loc>
  <lastmod>2026-07-27T09:00:55-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321194-economics-based-vs-conventional-financial-planning</loc>
  <lastmod>2026-07-30T15:05:10-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321196-rob-berger-retirement-planning-with-maxifi-and-larry-kotlikoff</loc>
  <lastmod>2026-07-30T15:46:19-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321197-famed-economics-journalist-peter-coy-interviews-me-about-retirement-mistakes-economics-vs-wall-st</loc>
  <lastmod>2026-07-30T15:50:32-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321198-don-t-borrow-for-college-</loc>
  <lastmod>2026-07-30T15:57:17-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321199-rob-berger-s-off-base-response-to-my-comparison-of-maxifi-and-boldin</loc>
  <lastmod>2026-07-30T16:00:55-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321200-how-much-life-insurance-do-i-really-need-easy-answers-to-this-critical-question</loc>
  <lastmod>2026-07-30T16:04:24-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321201-when-house-rich-is-house-poor</loc>
  <lastmod>2026-07-30T16:07:04-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321202-david-blanchett-one-of-the-top-financial-planning-gurus-in-the-industry-and-larry-compare-economics</loc>
  <lastmod>2026-07-30T16:10:19-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321203-comparing-maxifi-economics-based-planning-and-conventional-financial-planning-with-rob-berger</loc>
  <lastmod>2026-07-30T16:12:32-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321204-rick-miller-america-s-leading-economics-based-financial-planner-talks-household-personal-finance</loc>
  <lastmod>2026-10-06T08:43:35-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321341-social-security-record-options</loc>
  <lastmod>2026-08-11T06:39:21-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000321432-conventional-planning-doesn-t-get-the-first-thing-right-about-investing-assessing-risk</loc>
  <lastmod>2026-08-14T09:11:15-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000322077-making-optimal-military-career-decisions-with-maxifi-planner</loc>
  <lastmod>2026-09-03T09:20:20-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000322963-explore-the-possibilities-alternative-profiles-to-try-in-maxifi</loc>
  <lastmod>2026-09-25T08:26:15-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000323035-using-the-new-maxifi-left-hand-navigation</loc>
  <lastmod>2026-09-29T08:24:33-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000326474-how-do-i-change-top-level-budget-numbers-</loc>
  <lastmod>2026-10-14T12:15:21-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
<url>
  <loc>https://support.maxifi.com/support/solutions/articles/35000327717-which-maxifi-service-is-right-for-you-</loc>
  <lastmod>2026-10-28T08:40:51-05:00</lastmod>
  <changefreq>always</changefreq>
  <priority>0.512</priority>
</url>
</urlset>
